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Conventional Apartment Building Lending for purchase or refinance, Rates start in the low 5% range and they offer 3,5,7 and 10 year fixed with 30 year amortization, loans must start at $500,000 and up.

This program is more like the old bank loans of a few years ago, but without today's disappointments, caused by over underwriting a deal.

It is privately funded but offers great rates and terms without the hassle of dealing with the current banking situation.