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NY: (212) 564-1257
MIAMI: (305) 961-1177
City Commercial Mortgage

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City Commercial Mortgage

NY: (212) 564-1257
MIAMI: (305) 961-1177
Office Building

More Resources. More Possibilities.

City Commercial Mortgage Light Doc Guidelines

Program Overview:

Loan Amounts:

$100,000 to $5,000,000

Property Types:

Multi-Family, Mixed-Use, Retail, Office, Auto Repair, Day Care, Restaurants, Funeral Homes, Beauty Shops, Motels/Hotels, Warehouse, Mobile Home Parks, Campgrounds, Churches, Self-Storage, Dry Cleaner (Drop off only), Recreational properties, Auto Repair, Marinas


Maximum LTV is 70%

Credit Scores:

600 Minimum FICO Scores. Any scores below 600 require a reason to request an exception.


Three to Four Weeks


Fixed Rates ranging from 6.5% to 9.5 %


Declining 5%-4%-3%-2%-1% Prepay Penalty 0r 3%-2%-1% equal to fixed period

  • 1003 Commercial Loan Application
  • Credit Report with Scores and Trade Lines
  • Digital Pictures of the Property (if available)
  • Rent Roll (if applicable)
  • Income and Expense Statement on the Subject Property (if applicable)