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NY: (212) 564-1257
MIAMI: (305) 961-1177
City Commercial Mortgage

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City Commercial Mortgage

NY: (212) 564-1257
MIAMI: (305) 961-1177
Apartments

Asset-Based Investment and Commercial Property Mortgage Programs

Our residential investment and commercial property mortgage programs are designed for investors who don’t qualify for traditional bank loans.

Woman Hanging Open Sign

Commercial

Two-Story House

Investor 1-4

Apartment Building

Multi-Family

Different Buildings

Mixed-Use


FlexPerm Loan

Uncomplicated and flexible with longer terms.

With flexible underwriting and longer terms, our FlexPerm Loan is designed for investors seeking a simple financing solution for purchase or refinance, along with the flexibility to remain in the loan for up to 30 years.

KEY FEATURES

  • Great for qualifying W-2 and self-employed investors.
  • Based on property value, not personal income.
  • Best alternative to hard money loans.
  • Available as a 3-year-fixed or 8-year-fixed loan, each amortized over 30 years.


PROPERTY TYPES

Investor 1-4 (SFR, Condo, and 2-4 Units), Multi-Family (5+ Units), Mixed-Use, and Commercial (Office, Retail, Warehouse, Self-Storage and Automotive)

ARV Pro Loan

A short term “fix-and-flip” solution

Our ARV Pro Loan is the best short-term solution for acquiring and improving property value. It’s designed for “fix-and-flip” investors seeking a short-term, interest-only solution that’s based on the property’s “as repaired value” (ARV).

KEY FEATURES

  • Allows borrowers to finance improvements.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • A higher LTV than hard money lenders.


PROPERTY TYPES

Investor 1-4 (SFR, Condo, and 2-4 Units)


Credit QuickFix Loan

A higher LTV alternative to hard money.

With its higher LTV ratio, our Credit QuickFix Loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.

KEY FEATURES

  • A higher LTV than hard money options.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • Perfect for acquiring or leveraging real estate with deferred maintenance.


PROPERTY TYPES

Investor 1-4 (SFR, Condo, and 2-4 Units)

Fast50 Loan

A low LTV loan with easy credit requirements.

Our Fast50 Loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.

KEY FEATURES

  • Great for borrowers with a recent bankruptcy or notice of default.
  • No seasoning of ownership required.
  • Improved pricing compared to our FlexPerm program.
  • Derogatory mortgage history is okay.


PROPERTY TYPES

Investor 1-4 (Condo, and 2-4 Units), Multi-Family (5+ Units), Mixed-Use, and Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)


FOR MORE INFO PLEASE CONTACT

City Commercial Mortgage

City Commercial Mortgage
40 Wall Street, 28 fl
New York, NY 10005
212-564-1257

City Commercial Mortgage
1200 Brickell Ave. #1950
Miami, FL 33131
305-961-1177