Freddie Mac in New York, NY and Miami, FL

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Freddie Mac Commercial Loans for Long-Term Property Financing

Freddie Mac commercial loan programs provide financing solutions for qualifying multifamily and commercial real estate properties. These programs are designed for borrowers seeking competitive interest rates, longer loan terms, and predictable financing structures.

Freddie Mac financing may be a strong option for investors looking to refinance existing commercial properties, acquire new assets, or improve their long-term financial strategy.

Benefits of Freddie Mac Commercial Financing

  • Competitive interest rates
  • Long-term fixed-rate options
  • Flexible loan structures
  • Financing for qualified multifamily properties
  • Options for refinancing existing debt

Who Uses Freddie Mac Commercial Loans?

Freddie Mac financing is commonly used for:

  • Apartment communities
  • Multifamily properties
  • Affordable housing projects
  • Commercial real estate investors

City Commercial Mortgage

Our Clients have been very successful with this program, and we offer it to give you a long-term fixed-rate assumable and non-recourse loan.

CCM Freddie Mac Overview:
LOAN AMOUNTS: $1 Million - $10 Million in All Markets
MARKETS: 50 States
LOAN PURPOSE: Acquisition or Refinance (Cash-Out Available)
ELIGIBLE PROPERTIES: Conventional multifamily housing with five residential units or more. Mobile Home Parks, Mixed-use subject to limitations.
LOAN TERMS: 20 Year Hybrid ARM with Initial 5-, 7-, or 10-Year Fixed-Rate Period, 5-, 7-, or 10-Year Fixed-Rate Mortgage
INTEREST ONLY: Partial Interest-Only, Full-term Interest-Only May Be Available
AMORTIZATION: Up to 30 Years
PREPAYMENTS: Declining Schedules and Yield Maintenance Available for All Loan Types
DEBT SERVICE: 1.1x Top 1.25x Standard
COVERAGE: 1.30x Small 1.40x
MAXIMUM LTV: 80% Available in Top and Standard Markets
RECOURSE: Non-recourse with Standard Carve-out Provisions
CREDIT: Minimum FICO Score of 650
OCCUPANCY Minimum 90% Occupancy of Units for 90 Days Prior to Underwriting