Hotel Motel Financing Nationwide
Hotel and Motel Lending
Whether you are Purchasing or Refinancing , Cash Out , Renovations Business Expansion , Jeel is an Expert and with Many Years Buying and Renovation of Hotels , then Managing to increase the Income Value then Selling a Performing Business and Real-estate.
Jeel and Her father have 100s of Hours of practical Management experience in Hospitality, and you will see when you talk to her she is an Expert on Hospitality, Yes and her Father is still looking over her shoulder.
Jeel has an understanding of SBA CMBS and Bridge Loans to help you in Your Hotel Motel Purchase, and she is good for Management tips as well.
Please call with any Questions you may have.
Jeel Rao
Hospitality Financing Expert 25 Years Experience in hotel/motel management
Hospitality has been part of my life from the very beginning. My father started our family’s journey in hospitality by working on hotels and motels throughout New York and New Jersey, and I grew up alongside that world. Starting around age 11, I would sit beside him during loan discussions and transactions, learning how hotel ownership, financing, and operations all worked together. As I got older, I helped with the technical and business side of things, including marketing, creating contracts, assisting with property upkeep, and helping maintain financial records.
That experience is why I feel especially connected to hospitality financing today. I understand firsthand that a hotel or motel is not just real estate being bought or sold, it is a business, a service, and a temporary home for guests. It involves customer experience, daily operations, breakfast service, community presence, maintenance, staffing, and the overall reputation of the property. Having seen these moving parts operate together, I bring a more complete and personal understanding of hospitality properties to the financing side of the business.
Specializing in Hotel/Motel Finance
(716) 404-9918
We offer a wide variety of loan programs to fit the individual Hotel/Motel owners' needs. No two hotels are the same.
Call today to inquire about which options will fit your needs. Our specialists will be available to answer your questions.
Miami—1200 Brickell Ave, #1920, Miami, FL 33131—(716) 404-9918
New York—40 Wall Street, 28th Floor, New York, NY 10005—(973) 249-1113
Hotel Financing Solutions for Hotel & Motel Owners
Customized Hotel Financing Options for Hospitality Properties
Owning and operating a hotel requires specialized financing solutions that understand both the real estate and business side of hospitality. At City Commercial Mortgage, we help hotel and motel owners explore financing options designed around their property's goals, including acquisitions, refinancing, renovations, and expansion.
Whether you are purchasing an existing hotel, refinancing an existing loan, improving your property, or developing a new hospitality project, our team can help connect you with commercial financing options tailored to your needs.
Hotel Refinance Loans
Refinance Your Hotel Mortgage With a Financing Strategy Built Around Your Goals
Many hotel owners refinance their existing loans to improve cash flow, secure better loan terms, access equity, or restructure their debt.
Hotel refinancing may help you:
- Lower monthly mortgage payments
- Replace an existing loan before maturity
- Transition from short-term financing into longer-term financing
- Access equity for renovations or improvements
- Improve cash flow for daily operations
- Take advantage of new financing opportunities
Commercial hotel loans often require careful planning because lenders evaluate both the property and the business operations. City Commercial Mortgage helps hotel owners review available options and find financing solutions that fit their long-term objectives.
Hotel Acquisition Financing
Financing Options for Purchasing Hotels & Motels
Purchasing a hotel requires financing that considers more than just the property's value. Lenders often evaluate location, operating history, revenue performance, management experience, and future growth potential.
We provide access to financing options for:
- Existing hotel purchases
- Motel acquisitions
- Franchise hotel purchases
- Hospitality investment properties
- Owner-operated hotels
Our team helps borrowers understand available loan programs and identify financing strategies that support successful acquisitions.
Hotel Renovation & Construction Financing
Funding Improvements, Expansions, and New Hospitality Projects
Hotels often require ongoing improvements to remain competitive. Whether you are completing renovations, upgrading guest rooms, meeting franchise requirements, or developing a new property, the right financing solution can help bring your project forward.
Financing options may be available for:
- Hotel renovations
- Property improvements
- New hotel construction
- Franchise upgrades
- Expansion projects
Hotel Loan Programs
Commercial Financing Options for Hospitality Properties
City Commercial Mortgage offers access to a variety of commercial loan programs for qualified hotel and motel owners. Available options may include:
SBA Hotel Loans
SBA financing can provide competitive options for eligible hotel owners looking to purchase, refinance, or expand hospitality properties.
CMBS Hotel Loans
CMBS financing can provide solutions for qualified commercial properties seeking longer-term financing options.
Bridge Loans
Bridge financing can provide short-term capital for acquisitions, renovations, or transitioning into permanent financing.
Conventional Commercial Hotel Loans
Traditional commercial financing options may be available for qualified hospitality properties with strong financial performance.
Agency Financing
Programs such as Freddie Mac and FHA may provide financing solutions for qualifying properties.
Types of Hospitality Properties We Finance
City Commercial Mortgage works with a variety of hospitality property types, including:
- Hotels
- Motels
- Boutique hotels
- Limited-service hotels
- Full-service hotels
- Franchise properties
- Independent hospitality properties
Why Work With City Commercial Mortgage?
Choosing the right commercial mortgage broker can make the financing process easier by providing access to multiple lending options instead of relying on a single bank.
Benefits of working with City Commercial Mortgage include:
- Access to multiple commercial financing programs
- Experience with hospitality properties
- Financing solutions customized to your goals
- Guidance throughout the loan process
- Nationwide commercial lending services
Hotel Financing FAQs
Can I refinance an existing hotel loan?
Yes. Hotel owners often refinance to improve loan terms, reduce payments, access equity, or restructure existing debt.
What types of hotels qualify for financing?
Financing options may be available for many hospitality properties, including hotels, motels, franchise properties, and independent hotels.
Can I get financing for hotel renovations?
Yes. Depending on the project and borrower qualifications, financing options may be available for renovations, improvements, and expansions.
What loan programs are available for hotels?
Hotel owners may have access to several financing options, including SBA loans, CMBS loans, bridge loans, conventional commercial loans, and agency programs.